HomeStart

Rent now, buy later.

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Get started on the path to becoming a homeowner.

Whether you’re ready to settle down but haven’t saved enough money, or you’re just not ready to commit to buying right now, HomeStart is the perfect solution. You find the perfect home, Pathway purchases it. Your commitment renews once a year, but we’ll lock in your rent and the optional purchase price for five years, giving you plenty of time to decide. With Pathway you have the option to purchase the home but you’re never obligated to buy.

HomeStart is right for you if...

…you don’t have any savings yet

Just like traditional rentals, all you need is first month’s rent and a security deposit to move in. But unlike traditional options, you can shop for a home on the open market. And if you decide you’d like to buy the home in the next 5 years, Pathway will sell it to you at a pre-agreed price. No surprises.

…you’re uncertain about the future

Buying a home is a big decision and life is full of uncertainties. HomeStart offers the perfect balance between stability and flexibility. Settle in and start enjoying your new home today. If you decide to buy it, you can! And if your plans change, you can move on without paying a penalty.

…you like renting but not rentals

For many, renting long-term just makes sense, but apartment life can leave a lot to be desired. With HomeStart you can choose a home that is actually listed for sale. And since Pathway makes all cash offers, we have a leg up against the competition with our offers.

Have some savings?

With just a 2.5% deposit we can put your rent to work.

Check out our Savings Match product to learn more about how you can turn 2.5% into 5% just by paying rent.
Learn More

The HomeStart Payment Plan

From the day you submit your application to the day you become a homeowner, here’s what you can expect to pay on your journey with Pathway.

  • Application

    Our application only takes a few minutes and it won’t impact your credit score. 

  • Move In

    When you sign your lease, we’ll collect your first month’s rent and a security deposit. Your lease is for one year with the option to renew for up to five years.

  • Every Month

    Each month you’ll pay rent as usual. Your lease is for one year at a time, but we tell you what your rent will be each year for up to 5 years, so there are no surprises.

  • Buying the Home

    We give you the option to buy the home from us at a pre-agreed price. You can opt to buy the home any time after your first year, with a full 5 years to decide and get ready. All you have to do is let us know. 

  • Change your mind? 

    If things change and you decide to move on, we’re flexible. There is no obligation to purchase the home. Just let us know and you can move out at the end of your annual lease term with no penalty.

Get started today

Apply Now