Mortage

Home Budget Calculator

Discover how much you can afford and which Pathway program is right for you!
Just answer a few simple questions and we’ll show you how Pathway can work for you:
  • Home Shopping Budget
  • Monthly Rent Payments
  • Savings Match Earnings

What is your household annual income?

(before taxes)

*Note: Pathway Homes currently requires a minimum of $50,000 annual income (before taxes) for approval.

What are your monthly expenses?

Do you have money saved to put toward a home?

Savings is not required to be eligible for Pathway

What is your estimated credit score?

*Note: Pathway Homes currently requires a minimum credit score of 600 for approval.

Where are you looking to move?

Pathway Homes is currently operating in select metro areas, but we are expanding to new markets soon. 
Sign up to be notified when we are in your area!

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How can we reach you?

Please provide the following contact information:

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

Congratulations!

Based on what you told us, your estimated home purchase budget is:

With a monthly rent of

Find out what Pathway program you currently qualify for
I’m Ready!
Take me to the application!

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

HomeStart

Rent now, buy later.

Here’s what you can expect to pay for your home based on a purchase price of
Monthly Rent
Purchase Price
Ready to get started?
Have more questions?

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

Savings Match

Build a downpayment while you rent.

With a just a 2.5% deposit, Savings Match puts you on a fast track toward building a down payment and owning your home.

See how Savings Match can accelerate your savings
Ready to get started?

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

Savings Match

Before we show you the numbers, let’s make sure you understand the three numbers that make up your down payment savings

Your Savings Deposit

This is the deposit you give to Pathway when you move in to the home with Savings Match. It’s equal to 2.5% of the home’s value when you sign your lease. We’ll hold on to your deposit while you rent the home. Whether you decide to buy the home or move on, you’ll get this deposit back from us. 

Pathway’s Match

This is the “Match” in Savings Match. Pathway gives you this money when you buy the home to help pay for your down payment. By year 5 this amount is equal to 2.5% of the home’s value, giving you a full 5% down payment when combined with your initial deposit and the home appreciation you earned while renting the home. 

Home Appreciation

This number represents how much your Savings Deposit grows each year. You earn this money simply by simply paying rent. Unlike Pathway’s Match, you get this money even if you decide to not purchase the home and move on instead. 
Let’s see the numbers
Ready to get started?

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

Savings Match

Build a downpayment while you rent.

Pathway will contribute to your savings deposit each year you rent the home.
In just 5 years, we will double your deposit, giving you a full 5% to put down on a mortgage.
Compare Pathway’s Programs 
Ready to get started?

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.

Savings Match

Build a down payment while you rent.

Savings Match offers all of the benefits of HomeStart
Plus we contribute to your savings deposit each year for up to 5 years.
For a home with an estimated monthly rent of
HomeStart
Savings Match
Security Deposit*


Savings Deposit
N/A
Appreciated value of your Savings Deposit
N/A
Pathway’s Deposit Match
N/A
Total Savings to buy your home after 5 years
Ready to get started?
Have more questions?

*Security deposit is equal to one month's rent

NOTE: The home budget calculator is for informational purposes only and is not an application for housing or credit. Any information provided by the calculator is not an approval or guarantee that you will be approved. Please contact us or apply now to learn more.